How It Works
Three simple ways to grow your wealth
Deposit USDC
Send USDC to our lending pool and earn 6% APY on your deposits.
Borrow Against Collateral
Lock your crypto as collateral and borrow at 8-12% APR with instant approval.
Invest in RE Tokens
Access tokenized real estate mezzanine debt paying 12-15% annual interest.
Live Rates
Real-time DeFi rates updated every block
Flexible
Withdraw anytime
Premium
90-day lock
Elite
365-day lock
Borrow
Variable rate
The Circular Economy
One platform. Multiple ways to earn. A sustainable DeFi ecosystem.
Lending Pool Flow
Depositors
Earn 6% APY
Lending Pool
Managed interest & collateral
Borrowers
Borrow at 8-12% APR
Interest paid back to depositors
Real Estate Investment Flow
RE Investors
Invest $100 minimum
Tokenized Projects
Mezzanine debt at 20% ARV
Monthly USDC Distributions
12-15% annual interest
Secondary market trading (1% fee)
Security & Trust
Built on USDC
Circle's stablecoin with full capital backing
KYC Compliant
Full regulatory compliance & identity verification
Audited Contracts
Independent security audits on all smart contracts
20% Reserve
Guaranteed liquidity for instant withdrawals